|INFORMATION WE COLLECT ABOUT YOU||
We collect information about you from the following sources:
|INFORMATION WE RECEIVE FROM A CREDIT REPORTING AGENCY||
Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.
We may disclose all of the information we collect, as described above.
|PARTIES WHO RECEIVE INFORMATION FROM US||
We may disclose nonpublic personal information about you to the following types of third parties:
Valley Wide of PA Federal Credit Union will only release your personal information as required by law or to conduct the normal business of the Credit Union. The Credit Union will not sell information to third parties.
|DISCLOSURE OF INFORMATION TO PARTIES THAT PROVIDE SERVICES TO US||
We may disclose all of the information we collect, as described above to the companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements.
We only work with companies who agree to maintain strong confidentiality protections and limit the use of information we provide. As a result of these agreements, we may disclose all of the information we collect as described above.
We may also disclose information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize or protect the security of our financial records.
|DISCLOSURE OF INFORMATION ABOUT FORMER MEMBERS||
If you decide to terminate your membership with Valley Wide of PA Federal Credit Union, we will not share information we have collected about you, except as permitted or required by law.
|HOW TO STOP OR "OPT OUT" OF CERTAIN DISCLOSURES ABOUT YOU||
If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may wish to opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may select one of the following:
You may opt out of these disclosures at any time. Once we receive your request, we have a reasonable amount of time to stop the disclosures. You may always contact us for assistance if you wish to later revoke your opt out election.
Note that this opt out, by law, will not apply to disclosures that are legally permitted or to disclosures we make to companies that perform services on our behalf or other financial institutions which we endorse and that have joint marketing agreements with us.
|HOW WE PROTECT YOUR INFORMATION||
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
|WHAT MEMBERS CAN DO TO HELP||
Valley Wide of PA Federal Credit Union is committed to protecting the privacy of its members. For your part, follow these simple guidelines:
If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.